Other Payment Options

In addition to our Online Payment Portal the following Payment Options are also available:

Recurring ACH & Card Payment Options

To set up recurring ACH or card payments, please submit this completed form to our office:


Why use the recurring payment option?

  • Avoid Cashier’s Checks or Money Orders
  • Avoid Late Fees
  • Avoid Convenience Fees

Single Payment Options

  1. Phone Pay – Dial (877) 720-4477 or (901) 370-4477
    (A $4.95 Convenience Fee applies to this Option)
  2. Pay in Person by Cash at any CheckFreePay retail agent location – To find an agent near you, visit http://www.checkfreepay/agentlocator.com
    (A $3.50 Convenience Fee applies to this Option)
  3. Pay in Person by Cash, Card, or Money Order at 6400 Winchester Road, Memphis, TN
  4. Pay in Person by Card or Money Order Only at any other American Car Center dealership location
  5. Overnight drop boxes in front glass at each American Car Center dealership location
  6. Pay by Mail by sending Money Order or Cashier’s Check (NO PERSONAL CHECKS) to:

ATTN: Payments
American Financial
6400 Winchester Road
Memphis, TN 38115